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Cash Gifting Is Legal
OPM Other Peoples Money
We are NOT affiliated with ANY of the following lending institutions and neither are they with us. We
are simply members of a private activity composed of liked minded
individuals in over 40 different countries who are HELPING one another
to achieve FINANCIAL FREEDOM and FINANCIAL INDEPENDENCE through
the POWER of a method long used by the wealthy known as CASH LEVERAGING.
IMPORTANT: While there have been and are many individuals who utilize loan sources to come aboard with our program, we feel that it is IMPORTANT for you to understand that a LOAN is still a LOAN and will eventually need to be paid back.
Although this is obvious information, it is being stated with the
intention of impressing upon you that those choosing to utilize these
sources SHOULD BE VERY SERIOUS ABOUT DOING OUR PROGRAM.
The
loans can be paid back in a relatively short time fashion due to the
nature of our program as there have been MANY individuals who have
become CONFIRMED QUALIFIED within 24 - 72 hours!We
feel it our duty to simply state that REGARDLESS of how GREAT our
program truly is, regardless of how GREAT our leads and lead systems
truly are, those NOT willing to actually DO the program as instructed and or attempt to do it WITHOUT meeting at the very least the minimum amount of time suggested to partake of it (1-2 hours per day) should probably seek other methods of funding .
For information regarding the explanation of Pay Day Loans" / "Cash Advance Loans" feel free to go here:
http://www.credit.com/credit_information/credit_law/The-Truth-About-Payday-Loans.jsp
Remember
that you don't have to accept or take the loan of the first lending
institution that approves you (whichever that may be). You may want to
look for a second opinion.
Just because one lender gave you their quote DOES NOT MEAN that another lender may not be able to offer you a better quote.
Also keep in mind that should you be denied from a lender for the amount of the loan you are trying to obtain you can always ASK the lender (if possible) would you be approved for a smaller amount.
For example, you may be hoping to get approved for a $3500
loan (or whatever the amount) and may get denied for that particular
amount, sometimes you will get told what amount you are able to be
approved for and sometimes not. If it is the latter, simply ask them if you could be approved for a lesser amount and if so, ask for how much. It is probable that you will get approved for an amount that is acceptable for you... but again, you have to ask.
It
is also proper to bring to your notice that having too MANY lenders
pull your credit report to review (MANY of these lenders do not require
a credit check) can put "blemishes" on your credit report.
Below is a list of more than enough lenders as
well as actual quotes taken from their individual websites regarding
the nature of the loans and conditions to meet with approval. Feel free
to review their statements, as these sources should be able to make
possible a loan approval for just about ANYONE. 
SUGGESTION: If you ARE a HOME OWNER you may wish to try the # 3 and or # 4 selection (Money NOW! USA and American General). You can of course try utilizing ANY of the sources listed (or none at all).
#1)Prosper.com (HIGHLY RECOMMENDED!!!)
https://www.prosper.com/
(be sure to read their FAQ section to familiarize yourself with this fantastic lending group)
Prosper is a peer to peer and or people to people lending group.
Prosper is a marketplace for credit that enables people to lend money to other people
in a safe, efficient manner. Prosper is a leap back to a time when
people formed credit communities to help themselves live better lives
and earn a fair return on their money. Prosper's founding principle is
that people from close communities act more responsibly towards each
other. Prosper leverages this powerful concept of group responsibility and applies it to person-to-person lending�resulting in better interest rates for people that borrow and lend.
Prosper enables people to create groups, which borrowers join to request loans up to $25,000 by posting listings indicating the maximum interest rate they wish to pay. Lenders search for and select these listings based on the borrower's credit, debt profile, and group affiliation *
. Lenders bid on listings by indicating a minimum rate they are willing
to accept. When a loan is matched between borrower and lender, Prosper
handles all of the tasks needed for payment and collection of the loan.
A Prosper borrower is any person who is a U.S. resident with a credit score of at least 520, a bank account, and a social security number. After passing Prosper's anti-fraud and identity checks, borrowers can request unsecured loans from $1,000 to $25,000 at rates they select. Borrowers should join a group to ensure they get access to the best rates. Prosper allows borrowers to post listings on the platform regardless of their credit or income . All loans provided are UNSECURED and the borrower is given 3 YEARS to pay the loan back with NO pre-payment penalties.
*NOTE: The Prosper Group known as FIRST CHOICE is in our opinion THE ABSOLUTE BEST group to join. However, you may join any group that you so choose. Keep in mind that joining a group with a good to great overall group reputation will extremely increase your chances at getting funded rather than NOT joining a group . Again, the Prosper Group known as FIRST CHOICE is in our opinion THE ABSOLUTE BEST group to join.
How To Join the FIRST CHOICE group on Prosper.com
a) Before you can join the FIRST CHOICE group (or any group for that matter), you must FIRST actually become a registered member of Prosper . To do so, simply go to Prosper's HOME page and CLICK on the red "Join Now" button on the right hand side of the web page, fill in your information then CLICK Join Now.
b) You will soon thereafter receive a registration confirmation request email sent to you.
c) Confirm your registration.
d) After you have confirmed your registration, log in to Prosper.com. Underneath the red "Join Now" button it reads "Already a member? Sign in now", CLICK that and sign in using your email address and password you selected.
e) Once signed in, CLICK on the tab that reads " Groups" toward the top of the page (found between the tabs "Lend" and "Your Account"). Next, on the left hand side where it reads " Search Groups", type the word " first" in the "Keywords:" field and CLICK "Search".
f) In the Search Results field click on "FIRST CHOICE" (it doesn't matter if you click on the one that reads FIRST CHOICE or FIRST CHOICE 2 ).
g) Scroll down and read their ENTIRE Description (you will notice they state that "When you are accepted to this group you will receive detailed copyrighted listing guidelines to help maximize your chances for success"). Follow the instructions in their Description to Join their group .
h) Once you join the FIRST CHOICE group
you will shortly thereafter receive a email message informing you that
your group membership was approved, shortly followed by another email
message containing the FIRST CHOICE Borrowers Guidelines which is copywrited by the two founders of the group to guide you on how to post your request for a loan in such a way that your chances for getting funded will be VERY HIGH.
# 2) Personal Credit Services
https://www.personalcreditservices.com
Personal
Credit Services, Inc. state they have been helping people since
1998. They state they are incorporated in the State of New York and are
a member of the United States Chamber of Commerce. They state they have
provided their service to literally THOUSANDS of customers over the
last 8 years. They state that typical approval amounts can be between $4,000 and $10,000, but the amount can be higher as well.
Personal Credit Services state they can help people in 49 states. They state their service is Not available in North Dakota.
# 3) Money Now! USA www.bestpersonaloans.com
This
source has a loan calculator that you can use on the right hand side of
the page when you get to the website. On the left hand side of the
page you want to click the second link/bubble from the top that reads
"Personal Loans". Read the next page and then click APPLY NOW (if you
have good credit then click the link below that which should say CLICK
HERE).
They typically look for 4 YEARS to pay the loan back with no payments due for one month.
The loan is usually provided within 24-72 hours and would be a UNSECURED PERSONAL LOAN WITH NO COLLATERAL REQUIREMENT .
Bad credit is okay and they provide personal loans for $1001 - $15,000.
# 4) American General Finance: (800) 435-6285
www.agfinance.com
# 5) Payday Loans
http://www.payday-loans123.com/
Payday Loans state they are available 24/7. They state they are the fastest way to obtain a secure, online cash advance. You simply fill out their online loan application and you can have your cash advance tomorrow.
No Credit Checks! Borrow up to $1,500! No Faxing Required!
Easier Than Ever! 98% Approval Rate!
Good credit, bad credit or no credit, they state you can qualify for a payday loan today. With them your job is your credit .
They state that individuals don't have to let past credit problems
keep them from getting the money they need, and they don't have to wait
until payday. They state that the application process takes only 3
minutes and that anyone can qualify!
No
more lines. No more inconvenience. They state that you've found your
new payday loan home. They also state that it's a great way to get a
boost of cash to tie you over to your next paycheck.
For Individuals in Other Countries OUTSIDE the USA Wanting to use OPM Other Peoples Money Sources:
The third selection (Money Now! USA) is a good source, however, on the chance that they don't service your particular country , simply go to any major search engine (ie. YAHOO, GOOGLE, MSN...etc) and do a search for either "Personal Loans", " Bad Credit Personal Loans", "Pay Day Loans", "Cash Advance Loans" or "Guaranteed Loans" according to your particular country .
For example, if you reside in the UK and you wanted to search for a personal loan, you would do a search for " UK Personal Loan". If you reside in Canada you would do a search for "Canada Personal Loan"...etc.
Aside from the above ways to utilize OPM, many Members use some of the strategies below:
6. FRIENDS
7. SAVINGS
8. NEIGHBORS
9. TAX REFUND
10. SELL STOCKS
11. GARAGE SALE
12. MOM AND DAD
13. CREDIT CARDS
14. RETIREMENT $$$
15. TEMPORARY JOB
16. SELL COLLECTIBLES
17. GET A SILENT PARTNER
18. REFINANCE YOUR HOME
19. SELL SOMETHING ON EBAY
20. TAKE OUT A 2ND MORTGAGE
21. BORROW ON TITLE FROM CAR
22. BORROW FROM LIFE INSURANCE
23. INCREASE LIMIT ON CREDIT CARD
24. TRADE SOMETHING AT PAWN SHOP
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